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Record sog_st_plnq

PLNQQuantoz PLNQ

Also recorded as PLNQ, Quantoz PLNQ, Quantoz Polish Zloty

Active
Lifecycle
Active
Issuance
Restricted
Reference target
Unknown reference target
Primary organization
Quantoz Payments B.V.No additional recorded relationship
Launch
2026-04-14
Redemption
Issuer Redemption
Backing
Unknown
Stabilization
Issuer redemption
Last review
2026-07-25
Evidence
5 source records

Reviewed assessment

Identity and current state

This summary reports reviewed facts and uncertainty. It is not a rating or recommendation.

Polish-zloty-referenced electronic-money token issued by Quantoz Payments B.V., launched in April 2026 with verified Ethereum issuance and an issuer policy of safeguarded cash and government-bond reserves.

NameQuantoz PLNQ
SymbolPLNQ
AliasesPLNQ, Quantoz PLNQ, Quantoz Polish Zloty
Asset classStablecoin
Lifecycle statusActive
Issuance statusRestricted
Canonical record IDsog_st_plnq
Route slugplnq
Record confidenceHigh
Last reviewed2026-07-25
Name
Quantoz PLNQ
Symbol
PLNQ
Aliases
PLNQ, Quantoz PLNQ, Quantoz Polish Zloty
Asset class
Stablecoin
Lifecycle status
Active
Issuance status
Restricted
Canonical record ID
sog_st_plnq
Route slug
plnq
Record confidence
High
Last reviewed
2026-07-25
Record coverage
SectionEntries
Organizations1
Sources5
Reserve reports1
Reserve components1
Model-history events0
Regulatory notes0
Deployments1
Issuer-control actions0
Open questions3
Events1
Organizations and control

Primary display is a navigation and summary choice only. It does not replace other organizations or imply sole legal responsibility, operational control, reserve custody, or historical continuity.

Governance
Centralized
Primary display organization
Quantoz Payments B.V.
Primary display role
Legal issuer
Display selection mode
Deterministic Policy
Current relationships
1
Ended relationships
0
Unknown relationship state
0
Freeze capability
0 recorded yes · 0 recorded no · 1 not recorded
Blacklist capability
0 recorded yes · 0 recorded no · 1 not recorded
Deployment control-event references
1
Observed issuer-control events
0
Relationship coverage
1 recorded relationship
All current, ended, and unknown-state organization relationships
OrganizationOrganization categoryRegulatory characterJurisdictionRoleDisplay priorityFromUntilRelationship status
Quantoz Payments B.V.Payment or e-money institutionRegulated payment or e-money institutionNetherlandsLegal issuerPrimary display2026-04-14Not yet recordedActive relationship
Payment or e-money institution

Quantoz Payments B.V.

Primary display
Functional role
Legal issuer
Relationship status
Active relationship
Regulatory character
Regulated payment or e-money institution
Jurisdiction
Netherlands
From
2026-04-14
Until
Not recorded

Mechanism

How the asset works

Reference, backing, stabilization, exit, valuation, and yield remain separate facts.
Reference target
Unknown reference target
Reference kind
Fiat
Comparison category
Unknown reference category
Target value
1
Reference methodology
PLNQ targets one Polish złoty through issuer reserve backing and par redemption.
Public backing model
Unknown
Canonical backing types
Cash, Government Securities
Reserve component categories
Other
Primary stabilization mechanism
Issuer redemption
Recorded model description
Fiat Reserve Backed
Redemption / exit model
Issuer Redemption
Valuation source
Public information is incomplete
Yield / rebase profile
No recorded change · Accrual: No recorded change
Classification notes
MiCAR electronic-money token with safeguarded reserves, controlled issuance, and par redemption against the issuer.

Reserve and redemption

Reserve and redemption

Recorded components, disclosures, reports, and redemption conditions remain explicit.

Reserve components

  • Cash deposits and government bonds held under the issuer's safeguarded segregated reserve policyOther · Issuer-wide reserve categories are documented, but no fixed PLNQ-specific report-level allocation is inferred.
Reserve profile
Disclosure statusIssuer Transparency
Backing typesCash, Government Securities
SummaryQuantoz states that its stablecoins are backed by cash deposits and government bonds in safeguarded segregated accounts, with reserves exceeding circulation. No token-specific PLNQ allocation is inferred.
As of2026-07-25
Profile confidenceHigh
Disclosure status
Issuer Transparency
Backing types
Cash, Government Securities
Summary
Quantoz states that its stablecoins are backed by cash deposits and government bonds in safeguarded segregated accounts, with reserves exceeding circulation. No token-specific PLNQ allocation is inferred.
As of
2026-07-25
Profile confidence
High
Redemption profile
Current statusEligible Customers Only
Settlement assetPLN
Eligible partiesEligible holders have a par-redemption right against Quantoz Payments B.V.; operational access remains subject to onboarding, current terms, and supported channels.
Retail accessStatutory Holder Right Operational Channel Subject to Terms
Institutional accessAvailable Subject to Quantoz Onboarding
Minimum amountNot established in the reviewed public source set.
FeeToken-specific current fees are not established in the reviewed public source set.
Settlement timeNo universal PLNQ settlement-time guarantee is established in the reviewed public source set.
Regional limitsCustomer eligibility, onboarding, sanctions controls, and current issuer terms apply., Direct operational channel availability is not inferred from the statutory redemption right.
Current status
Eligible Customers Only
Settlement asset
PLN
Eligible parties
Eligible holders have a par-redemption right against Quantoz Payments B.V.; operational access remains subject to onboarding, current terms, and supported channels.
Retail access
Statutory Holder Right Operational Channel Subject to Terms
Institutional access
Available Subject to Quantoz Onboarding
Minimum amount
Not established in the reviewed public source set.
Fee
Token-specific current fees are not established in the reviewed public source set.
Settlement time
No universal PLNQ settlement-time guarantee is established in the reviewed public source set.
Regional limits
Customer eligibility, onboarding, sanctions controls, and current issuer terms apply., Direct operational channel availability is not inferred from the statutory redemption right.
Reserve and attestation history
DatePublisherTypeAssets coveredRecord confidence
Not yet recordedQuantoz Payments B.V.Official Reserve Policy ContextCash, Government SecuritiesHigh

Quantoz Payments B.V.

Not yet recorded
Type
Official Reserve Policy Context
Assets covered
Cash, Government Securities
Record confidence
High

Evidence

Evidence

Publisher, provenance, supported claims, archive state, reliability, and publication date remain separate.
5 source identities · 5 evidence relations
SourcePublisherSource categoryProvenancePrimary or secondarySupported claimsArchiveReliability
Quantoz reserve transparency
Published 2026-06-30
Quantoz PaymentsOfficial documentation or product page
Canonical: Official Documentation
Subject-controlled sourcePrimary sourceReserve Composition, Segregated Accounts, Audit Framework, Reserve and Segregation, Issuer, Reserve, Redemption, Legal, Documentation, Quantoz Stablecoin Reserve Policy Segregation Bankruptcy Remoteness and One to One RedemptionArchive index or wildcardHigh
Quantoz Payments becomes Europe's leading stablecoin issuer with five licensed tokens, adding Polish zloty and British pound
Published 2026-04-14
Quantoz Payments B.V.Official statement or announcement
Canonical: Official Announcement
Subject-controlled sourcePrimary sourceIdentity, Issuer, Launch, Deployment, Distribution, Regulatory Context, Event, Plnq Gbpq Identity Launch Issuer Initial Ethereum Issuance and DistributionArchive index or wildcardHigh
PLNQ Whitepaper v1.1
Published 2026-04-30
Quantoz Payments B.V.Technical documentation or repository
Canonical: Official Whitepaper
Subject-controlled sourcePrimary sourceIdentity, Issuer, Legal, Reserve, Redemption, Regulatory Context, Event, Plnq Identity Legal Classification Holder Claim Reserve and RedemptionArchive index or wildcardHigh
Quantoz Marketing Communications
Published Not yet recorded
Quantoz Payments B.V.Official documentation or product page
Canonical: Official Website
Subject-controlled sourcePrimary sourceIdentity, Issuer, Deployment, Contract Identity, Redemption, Event, Plnq Gbpq Ethereum Contract Identity Availability and Par RedemptionArchive index or wildcardHigh
DNB public register — Quantoz Payments B.V.
Published Not yet recorded
De Nederlandsche BankRegulatory or court record
Canonical: Regulator Register
Government, regulator, or legal sourcePrimary sourceIssuer, Legal, Redemption, Regulatory Context, Quantoz Legal Identity Electronic Money License and Issuance Distribution Redemption AuthorityArchive index or wildcardHigh
Official documentation or product page

Quantoz reserve transparency

High
Publisher
Quantoz Payments
Published
2026-06-30
Provenance
Subject-controlled source
Primary or secondary
Primary source
Supported claims
Reserve Composition, Segregated Accounts, Audit Framework, Reserve and Segregation, Issuer, Reserve, Redemption, Legal, Documentation, Quantoz Stablecoin Reserve Policy Segregation Bankruptcy Remoteness and One to One Redemption
Reliability
High
Technical documentation or repository

PLNQ Whitepaper v1.1

High
Publisher
Quantoz Payments B.V.
Published
2026-04-30
Provenance
Subject-controlled source
Primary or secondary
Primary source
Supported claims
Identity, Issuer, Legal, Reserve, Redemption, Regulatory Context, Event, Plnq Identity Legal Classification Holder Claim Reserve and Redemption
Reliability
High
Official documentation or product page

Quantoz Marketing Communications

High
Publisher
Quantoz Payments B.V.
Published
Not yet recorded
Provenance
Subject-controlled source
Primary or secondary
Primary source
Supported claims
Identity, Issuer, Deployment, Contract Identity, Redemption, Event, Plnq Gbpq Ethereum Contract Identity Availability and Par Redemption
Reliability
High
High
Publisher
De Nederlandsche Bank
Published
Not yet recorded
Provenance
Government, regulator, or legal source
Primary or secondary
Primary source
Supported claims
Issuer, Legal, Redemption, Regulatory Context, Quantoz Legal Identity Electronic Money License and Issuance Distribution Redemption Authority
Reliability
High

Known unknowns

Known unknowns and coverage

Missing or disputed facts remain visible instead of being converted into certainty.
Open questions
TopicWhat remains unclearValue statePriorityLast checked
Token Specific Reserve SeriesThe issuer-wide reserve policy is documented, but a complete PLNQ-specific monthly supply, allocation, and assurance series has not been normalized.Unknown after reviewHigh2026-07-25
Redemption Fees Limits and ChannelsThe par-redemption right is documented, but current PLNQ-specific fees, minimums, limits, settlement timing, onboarding, and direct channel availability remain unresolved.Unknown after reviewMedium2026-07-25
Complete Deployment and Distribution InventoryThe Ethereum contract and initial institutional distribution partner are verified. Activation dates and exact identifiers for announced later networks, plus the complete current distribution inventory, remain unresolved.Unknown after reviewMedium2026-07-25

Token Specific Reserve Series

The issuer-wide reserve policy is documented, but a complete PLNQ-specific monthly supply, allocation, and assurance series has not been normalized.

Value state
Unknown after review
Priority
High
Last checked
2026-07-25

Redemption Fees Limits and Channels

The par-redemption right is documented, but current PLNQ-specific fees, minimums, limits, settlement timing, onboarding, and direct channel availability remain unresolved.

Value state
Unknown after review
Priority
Medium
Last checked
2026-07-25

Complete Deployment and Distribution Inventory

The Ethereum contract and initial institutional distribution partner are verified. Activation dates and exact identifiers for announced later networks, plus the complete current distribution inventory, remain unresolved.

Value state
Unknown after review
Priority
Medium
Last checked
2026-07-25

Lifecycle

History

Current classification remains separate from dated changes and incidents.

Model and lifecycle changes

No separate model-change event is currently recorded.

Event timeline
DateEventCategorySubtypeStatus effectRecovery
2026-04-14Quantoz launches PLNQ as a Polish-złoty electronic-money tokenLaunch and introductionLaunchRemained activeNot applicable

Related records and corrections

Corrections and further reading

Open connected records, methodology, machine-readable data, or report a correction.